Retirement plan

THE ARC FRESNO/MADERA COUNTIES RETIREMENT PLAN

Name: THE ARC FRESNO/MADERA COUNTIES - THE ARC FRESNO/MADERA COUNTIES RETIREMENT PLAN (2018) Form 5500
Creator: THE ARC FRESNO/MADERA COUNTIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE ARC FRESNO/MADERA COUNTIES RETIREMENT PLAN, THE ARC FRESNO/MADERA COUNTIES

THE ARC FRESNO/MADERA COUNTIESEIN 94-1265038Plan #001PY 2018

4490 E. ASHLAN AVENUE - FRESNO, CA 93726559-226-6268arcfresno.orgLinkedIn501-1000 employeesconsumer services

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$1.7M

+14.8% from 2017

Total participants

203

-2.9% from 2017

Average account balance

$27,435

+16.7% from 2017

Annual return

13.71%

+1.24 pp from 2017

Benchmarks

See 5,259 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,259 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

39.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$243K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1351

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY3+ years Filed as: VOYA RETIREMENT INS & ANNUITY COMP Service code 60 · EIN 71-0294708 PO BOX 990067 · HARTFORD, CT 061990104	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2G2L2J2K3D

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$10 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.110%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HUDSON HENDERSON & COMPANY, INC.
Auditor EIN: 811741762
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$27,435

$47,977-42.8%

$154,111-82.2%

$56,287-51.3%

Participation rate

26.7%

66.2%-39.5pp

83.0%-56.3pp

69.9%-43.2pp

Annual return

13.71%

3.54%+10.2pp

735.18%-721.5pp

-9.96%+23.7pp

Employer contribution / active EE

$469

$2,169-78.4%

$5,298-91.1%

$2,111-77.8%

Participant deferral / active EE

$714

$2,392-70.1%

$5,081-85.9%

$3,350-78.7%

Admin fee / account holder

$30

$438-93.1%

$13,411-99.8%

$521-94.2%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY3+ years

Filed as: VOYA RETIREMENT INS & ANNUITY COMP

Service code 60 · EIN 71-0294708

PO BOX 990067 · HARTFORD, CT 061990104

Sub-TA Fees

THE ARC FRESNO/MADERA COUNTIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE ARC FRESNO/MADERA COUNTIES RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion