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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,778,048 | $175,257+1485.1% | $149,717+1755.5% | $139,456+1892.1% |
| Participation rate | 20.0% | 83.4%-63.4pp | 78.8%-58.8pp | 80.3%-60.3pp |
| Annual return | 14.47% | 166.70%-152.2pp | 134.41%-119.9pp | 373.45%-359.0pp |
| Employer contribution / active EE | $8,700 | $5,477+58.9% | $4,820+80.5% | $4,753+83.1% |
| Participant deferral / active EE | $6,000 | $6,521-8.0% | $5,682+5.6% | $6,711-10.6% |
| Admin fee / account holder | $848,039 | $16,156+5149.2% | $13,213+6318.4% | $11,407+7334.4% |