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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,121 | $100,901-43.4% | $75,501-24.3% | $147,586-61.3% |
| Participation rate | 88.9% | 77.1%+11.8pp | 72.4%+16.5pp | 82.8%+6.1pp |
| Annual return | 5.56% | 35.78%-30.2pp | 27.35%-21.8pp | 578.59%-573.0pp |
| Employer contribution / active EE | $0 | $3,253-100.0% | $2,352-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,271 | $4,027-68.5% | $3,142-59.6% | $5,439-76.6% |
| Admin fee / account holder | $85,416 | $11,285+656.9% | $5,801+1372.5% | $10,886+684.7% |