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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,481 | $96,956+9.8% | $69,779+52.6% | $273,972-61.1% |
| Participation rate | 85.7% | 77.1%+8.7pp | 71.8%+13.9pp | 83.0%+2.7pp |
| Annual return | 0.17% | 12.93%-12.8pp | 12.99%-12.8pp | 41.46%-41.3pp |
| Employer contribution / active EE | $0 | $3,316-100.0% | $2,338-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,306 | $3,744-65.1% | $2,931-55.4% | $5,287-75.3% |
| Admin fee / account holder | $11,980 | $7,934+51.0% | $4,381+173.5% | $10,133+18.2% |