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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,879 | $58,714-15.0% | $142,875-65.1% | $85,854-41.9% |
| Participation rate | 53.1% | 58.5%-5.4pp | 71.9%-18.9pp | 69.3%-16.3pp |
| Annual return | 12.68% | 27.73%-15.1pp | 5638.06%-5625.4pp | 318.56%-305.9pp |
| Employer contribution / active EE | $688 | $1,423-51.7% | $4,144-83.4% | $2,565-73.2% |
| Participant deferral / active EE | $2,383 | $2,608-8.7% | $3,837-37.9% | $3,952-39.7% |
| Admin fee / account holder | $10,696 | $4,241+152.2% | $6,561+63.0% | $6,260+70.9% |