| Provider | Service type | Compensation |
|---|---|---|
MCMORGAN & COMPANY LLC1 year Filed as: MCMORGAN & CO Service code 28 · EIN 52-2334338 | Investment Management | $43,849 |
WITHUMSMITH+BROWN, PC2 years Service code 10 · EIN 22-2027092 | Accounting | $36,269 |
AMERICAN REALTY ADVISORS7 years Filed as: MACKAY SHIELDS LLC Service code 52 | Indirect Investment Fees | $30,275 |
AMALGAMATED BANK9+ years Service code 19 · EIN 13-4920330 | Securities Custodian | $23,843 |
Service code 12 · EIN 94-3089465 | Contract Administrator; Recordkeeping... | $20,349 |
NFP RETIREMENT INC2 years Filed as: NFP Service code 22 · EIN 13-3616686 | Insurance Broker | $15,563 |
SALTZMAN & JOHNSON1 year Filed as: SALTZMAN & JOHNSON LAW CORPORATION Service code 29 · EIN 94-2376174 | Legal | $7,394 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES BESOCKE Service code 16 4160 DUBLIN BLVD., SUITE 400 · DUBLIN, CA 94568 | Consulting | $6,895 |
AMERICAN REALTY ADVISORS1 year Filed as: MACKAY SHIELDS Service code 52 · EIN 13-5582869 | Indirect Investment Fees | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,465 | $52,188-55.0% | $86,681-72.9% | $74,478-68.5% |
| Participation rate | 94.7% | 66.3%+28.3pp | 71.7%+23.0pp | 70.7%+23.9pp |
| Annual return | 10.32% | 44.46%-34.1pp | 593.32%-583.0pp | 34.37%-24.0pp |
| Employer contribution / active EE | $1,906 | $2,282-16.5% | $3,026-37.0% | $2,637-27.7% |
| Participant deferral / active EE | $0 | $3,383-100.0% | $4,440-100.0% | $4,530-100.0% |
| Admin fee / account holder | $83 | $319-74.1% | $5,620-98.5% | $347-76.2% |