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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,924 | $133,983-65.7% | $112,244-59.1% | $134,493-65.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -17.29% | 47.13%-64.4pp | 27.46%-44.8pp | 418.01%-435.3pp |
| Employer contribution / active EE | $1,738 | $4,039-57.0% | $3,635-52.2% | $4,740-63.3% |
| Participant deferral / active EE | $3,673 | $5,291-30.6% | $4,728-22.3% | $6,400-42.6% |
| Admin fee / account holder | $1,830 | $7,490-75.6% | $6,411-71.5% | $11,425-84.0% |