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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,924 | $133,998-65.7% | $112,263-59.1% | $134,545-65.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -17.29% | 47.17%-64.5pp | 27.49%-44.8pp | 418.37%-435.7pp |
| Employer contribution / active EE | $1,738 | $4,040-57.0% | $3,636-52.2% | $4,742-63.3% |
| Participant deferral / active EE | $3,673 | $5,292-30.6% | $4,729-22.3% | $6,401-42.6% |
| Admin fee / account holder | $1,830 | $7,493-75.6% | $6,410-71.5% | $11,431-84.0% |