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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,288 | $65,034+11.2% | $90,970-20.5% | $79,856-9.5% |
| Participation rate | 68.5% | 61.6%+6.9pp | 69.0%-0.5pp | 69.6%-1.1pp |
| Annual return | 21.24% | 30.45%-9.2pp | 134.60%-113.4pp | 31.71%-10.5pp |
| Employer contribution / active EE | $1,403 | $1,247+12.5% | $2,122-33.9% | $2,471-43.2% |
| Participant deferral / active EE | $2,991 | $2,512+19.0% | $3,373-11.3% | $3,741-20.1% |
| Admin fee / account holder | $7,312 | $4,536+61.2% | $5,961+22.7% | $5,306+37.8% |