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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,562 | $58,493+15.5% | $84,023-19.6% | $72,976-7.4% |
| Participation rate | 63.4% | 61.2%+2.2pp | 69.0%-5.6pp | 69.5%-6.1pp |
| Annual return | 20.85% | 28.93%-8.1pp | 71.32%-50.5pp | 81.02%-60.2pp |
| Employer contribution / active EE | $1,299 | $1,163+11.7% | $1,984-34.5% | $2,440-46.8% |
| Participant deferral / active EE | $2,798 | $2,394+16.9% | $3,239-13.6% | $3,608-22.4% |
| Admin fee / account holder | $1,054 | $4,569-76.9% | $6,102-82.7% | $5,124-79.4% |