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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,245 | $79,557+82.6% | $118,746+22.3% | $70,126+107.1% |
| Participation rate | 95.0% | 71.4%+23.6pp | 78.3%+16.7pp | 69.5%+25.5pp |
| Annual return | 12.95% | 25.64%-12.7pp | 24.54%-11.6pp | 73.15%-60.2pp |
| Employer contribution / active EE | $59 | $2,861-97.9% | $4,193-98.6% | $2,343-97.5% |
| Participant deferral / active EE | $4,578 | $4,089+11.9% | $5,332-14.2% | $3,332+37.4% |
| Admin fee / account holder | $14,725 | $5,374+174.0% | $10,720+37.4% | $4,645+217.0% |