| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES1+ years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $241,147 |
FINANCIAL ENGINES1+ years Filed as: FINANCIAL ENGINES LLC Service code 16 · EIN 94-3250323 | Consulting | $27,570 |
Filed as: FIDELITY INVSTS INSTIT OPERATIONS I Service code 37 · EIN 04-2647786 | Loan Processing | $17,037 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,862 | $67,505+116.1% | $63,244+130.6% | $67,505+116.1% |
| Participation rate | 36.8% | 71.2%-34.4pp | 71.0%-34.2pp | 71.2%-34.4pp |
| Annual return | 0.37% | 6.52%-6.2pp | -70.31%+70.7pp | 6.52%-6.2pp |
| Employer contribution / active EE | $2,393 | $2,173+10.1% | $2,322+3.1% | $2,173+10.1% |
| Participant deferral / active EE | $3,000 | $3,597-16.6% | $2,953+1.6% | $3,597-16.6% |
| Admin fee / account holder | $82 | $56+45.3% | $5,893-98.6% | $56+45.3% |