Retirement plan

CASCADE PENSION TRUST 401(K) PLAN

Name: BOARD OF TRUSTEES, CASCADE PENSION TRUST 401(K)PLAN - CASCADE PENSION TRUST 401(K) PLAN (2024) Form 5500
Creator: BOARD OF TRUSTEES, CASCADE PENSION TRUST 401(K)PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CASCADE PENSION TRUST 401(K) PLAN, BOARD OF TRUSTEES, CASCADE PENSION TRUST 401(K)PLAN

BOARD OF TRUSTEES, CASCADE PENSION TRUST 401(K)PLANEIN 93-6105946Plan #002PY 2024

5331 S MACADAM AVE STE 258 PMB 116 - PORTLAND, OR 97239503-224-0048

Other plans on this EIN

1 filing

#001Retirement-$425.3M assets

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$69.7M

-7.9% from 2016

Total participants

1,278

+0.8% from 2016

Average account balance

$54,527

-8.7% from 2016

Annual return

16.06%

-10.54 pp from 2016

Benchmarks

See 1,561 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,561 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$69.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,278

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$67

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
BENESYS, INC.1 year Filed as: BENESYS INC Service code 13 · EIN 38-2383171	Contract Administrator	$17,729
JP MORGAN INVESTMENT MANAGEMENT INC1 year Filed as: QUEST INVESTMENT MGMT Service code 28 · EIN 93-0880854	Investment Management	$17,421
PLATFORM CPAS LLP1 year Service code 10 · EIN 88-4342576	Accounting	$8,726
US BANK10+ years Filed as: US BANK NA Service code 19 · EIN 31-0841368	Securities Custodian	$5,739

Plan features & details

Pension benefit codes2E2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$85K

$182 / participant

Trustee / custodial$1K1.2%
Investment mgmt$26K31.1%
Legal$6K7.0%
Other trustee fees$12K13.6%
Contract admin$13K15.5%
Other / not subdivided$27K31.5%

% of EOY assets

0.122%

all-in expense ratio

Categories reported

5 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MILLER KAPLAN ARASE LLP
Auditor EIN: 952036255
Audit fees: $8,726
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$54,527

$83,023-34.3%

$102,437-46.8%

$77,762-29.9%

Participation rate

100.0%

71.5%+28.5pp

74.5%+25.5pp

70.6%+29.4pp

Annual return

16.06%

19.12%-3.1pp

24.95%-8.9pp

31.27%-15.2pp

Employer contribution / active EE

$7,239

$3,552+103.8%

$3,871+87.0%

$2,728+165.3%

Participant deferral / active EE

$301

$4,110-92.7%

$5,060-94.0%

$4,651-93.5%

Admin fee / account holder

$67

$639-89.6%

$8,388-99.2%

$433-84.6%

Provider

Service type

Compensation

BENESYS, INC.1 year

Filed as: BENESYS INC

Service code 13 · EIN 38-2383171

Contract Administrator

$17,729

JP MORGAN INVESTMENT MANAGEMENT INC1 year

Filed as: QUEST INVESTMENT MGMT

Service code 28 · EIN 93-0880854

Investment Management

$17,421

PLATFORM CPAS LLP1 year

Service code 10 · EIN 88-4342576

Accounting

$8,726

US BANK10+ years

Filed as: US BANK NA

Service code 19 · EIN 31-0841368

Securities Custodian

$5,739

CASCADE PENSION TRUST 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CASCADE PENSION TRUST 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion