Retirement plan

CASCADE PENSION TRUST 401(K) PLAN

Name: CASCADE PENSION TRUST 401(K)PLAN BOARD OF TRUSTEES - CASCADE PENSION TRUST 401(K) PLAN (2023) Form 5500
Creator: CASCADE PENSION TRUST 401(K)PLAN BOARD OF TRUSTEES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CASCADE PENSION TRUST 401(K) PLAN, CASCADE PENSION TRUST 401(K)PLAN BOARD OF TRUSTEES

CASCADE PENSION TRUST 401(K)PLAN BOARD OF TRUSTEESEIN 93-6105946Plan #002PY 2023

5331 S MACADAM AVE STE 258 PMB 116, PMB 116 - PORTLAND, OR 972393871503-224-0048

Other plans on this EIN

1 filing

#001Retirement-$374.6M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$58.8M

-7.9% from 2016

Total participants

1,234

+0.8% from 2016

Average account balance

$47,687

-8.7% from 2016

Annual return

15.92%

-10.54 pp from 2016

Benchmarks

See 1,502 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,502 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$69.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$55K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,278

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.52M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$67

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
JP MORGAN INVESTMENT MANAGEMENT INC9+ years Filed as: QUEST INVESTMENT MAMT, INC. Service code 28 · EIN 93-0880854 ONE SW COLUMBIA ST. 1100 · PORTLAND, OR 97201	Investment Management	$22,259
BENESYS, INC.9+ years Filed as: BENESYS INC. Service code 13 · EIN 38-2383171 PMB116 5331 SW MACADAM · PORTLAND, OR 97239	Contract Administrator	$13,953
US BANK9+ years Filed as: US BANK NA Service code 19 · EIN 31-0841368 800 NICOLLET MALL · MINNEAPOLIS, MN 55402	Securities Custodian	$5,196

Plan features & details

Pension benefit codes2E2J2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$74K

$150 / participant

Investment mgmt$24K32.5%
Legal$8K10.5%
Contract admin$14K18.8%
Other / not subdivided$28K38.1%

% of EOY assets

0.126%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PLATFORM CPAS, LLP
Auditor EIN: 884342576
Audit fees: $2,189
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,687

$93,010-48.7%

$96,543-50.6%

$74,478-36.0%

Participation rate

100.0%

71.6%+28.4pp

74.3%+25.7pp

70.7%+29.3pp

Annual return

15.92%

37.50%-21.6pp

35.75%-19.8pp

34.37%-18.4pp

Employer contribution / active EE

$3,427-100.0%

$3,741-100.0%

$2,637-100.0%

Participant deferral / active EE

$6,576

$3,971+65.6%

$4,880+34.7%

$4,530+45.2%

Admin fee / account holder

$60

$633-90.5%

$6,737-99.1%

$347-82.7%

Provider

Service type

Compensation

JP MORGAN INVESTMENT MANAGEMENT INC9+ years

Filed as: QUEST INVESTMENT MAMT, INC.

Service code 28 · EIN 93-0880854

ONE SW COLUMBIA ST. 1100 · PORTLAND, OR 97201

Investment Management

$22,259

BENESYS, INC.9+ years

Filed as: BENESYS INC.

Service code 13 · EIN 38-2383171

PMB116 5331 SW MACADAM · PORTLAND, OR 97239

Contract Administrator

$13,953

US BANK9+ years

Filed as: US BANK NA

Service code 19 · EIN 31-0841368

800 NICOLLET MALL · MINNEAPOLIS, MN 55402

Securities Custodian

$5,196

CASCADE PENSION TRUST 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CASCADE PENSION TRUST 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion