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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,675 | $115,225+31.6% | $100,712+50.6% | $138,895+9.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 16.55% | 40.35%-23.8pp | 33.27%-16.7pp | 145.39%-128.8pp |
| Employer contribution / active EE | $10,581 | $2,771+281.8% | $2,313+357.5% | $4,194+152.3% |
| Participant deferral / active EE | $12,809 | $4,699+172.6% | $4,085+213.5% | $6,396+100.3% |
| Admin fee / account holder | $5,276 | $10,844-51.3% | $9,256-43.0% | $12,562-58.0% |