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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,875 | $115,225+11.8% | $100,712+28.0% | $138,895-7.2% |
| Participation rate | 91.7% | 74.3%+17.3pp | 69.3%+22.4pp | 79.9%+11.7pp |
| Annual return | 16.11% | 40.35%-24.2pp | 33.27%-17.2pp | 145.39%-129.3pp |
| Employer contribution / active EE | $913 | $2,771-67.1% | $2,313-60.5% | $4,194-78.2% |
| Participant deferral / active EE | $5,043 | $4,699+7.3% | $4,085+23.5% | $6,396-21.1% |
| Admin fee / account holder | $8,077 | $10,844-25.5% | $9,256-12.7% | $12,562-35.7% |