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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $50,061 |
MAI CAPITAL MANAGEMENT, LLC1+ years Service code 27 · EIN 61-1495162 | Advisory (Plan) | $12,295 |
WILSHIRE ASSOCIATES INCORPORATED1+ years Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,044 | $27,800+47.6% | $58,544-29.9% | $71,495-42.6% |
| Participation rate | 62.8% | 34.6%+28.2pp | 50.9%+11.9pp | 67.9%-5.2pp |
| Annual return | 15.89% | 26.80%-10.9pp | 4249.56%-4233.7pp | 28.85%-13.0pp |
| Employer contribution / active EE | $252 | $632-60.1% | $1,053-76.1% | $2,589-90.3% |
| Participant deferral / active EE | $1,310 | $1,208+8.4% | $1,923-31.9% | $4,291-69.5% |
| Admin fee / account holder | $236 | $1,637-85.6% | $2,520-90.6% | $1,588-85.2% |