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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,559 | $73,978+461.7% | $96,515+330.6% | $75,173+452.8% |
| Participation rate | 96.6% | 66.4%+30.1pp | 74.3%+22.2pp | 67.2%+29.3pp |
| Annual return | 16.07% | 26.72%-10.7pp | 35.73%-19.7pp | 160.72%-144.7pp |
| Employer contribution / active EE | $3,183 | $2,931+8.6% | $3,740-14.9% | $2,671+19.2% |
| Participant deferral / active EE | $9,150 | $3,660+150.0% | $4,880+87.5% | $4,126+121.7% |
| Admin fee / account holder | $3,335 | $5,219-36.1% | $6,735-50.5% | $5,651-41.0% |