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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,125 | $86,938-65.3% | $102,423-70.6% | $80,925-62.8% |
| Participation rate | 75.8% | 72.4%+3.4pp | 76.5%-0.7pp | 67.7%+8.1pp |
| Annual return | 868.09% | 18.89%+849.2pp | 29.42%+838.7pp | 35.65%+832.4pp |
| Employer contribution / active EE | $2,230 | $2,369-5.9% | $3,023-26.2% | $2,756-19.1% |
| Participant deferral / active EE | $4,360 | $4,120+5.8% | $5,054-13.7% | $4,299+1.4% |
| Admin fee / account holder | $9,512 | $8,053+18.1% | $9,455+0.6% | $6,940+37.1% |