Retirement plan

AMERICAS 403B PEP

Name: AMERICANTCS FIDUCIARY SERVICES, LLC - AMERICAS 403B PEP (2023) Form 5500
Creator: AMERICANTCS FIDUCIARY SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICAS 403B PEP, AMERICANTCS FIDUCIARY SERVICES, LLC

AMERICANTCS FIDUCIARY SERVICES, LLCEIN 93-2789379Plan #024PY 2023

1251 WATERFRONT PLACE, SUITE 525 - PITTSBURGH, PA 15222972-358-6778

Other plans on this EIN

10 filings

#002Retirement-$54.5M assets #007Retirement-$39.5M assets #009Retirement-$32.6M assets #001Retirement-$23.0M assets #005Retirement-$22.4M assets #004Retirement-$19.0M assets #003Retirement-$16.2M assets #014Retirement-$8.4M assets #010Retirement-$6.8M assets #019Retirement-$5.2M assets

Prospect flagsLow employer contributionLow participant contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$48.4M

No prior year

Total participants

1,105

No prior year

Average account balance

$49,478

No prior year

Annual return

0.00%

No prior year

Benchmarks

See 1,522 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,522 peers

Snapshot2023

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$84.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,897

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.37M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$180

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 3-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
AMERITAS LIFE INSURANCE CORP1+ years Service code 12 · EIN 47-0098400	Foreign entity (e.g., an agent or bro...	$36,634
INCLINE PENSION CONSULTING1+ years Service code 17 · EIN 83-0899909	Pension Consulting	$10,977
VOYA RETIREMENT INSURANCE & ANNUITY1+ years Filed as: VOYA RETIREMENT INSURANCE CO Service code 19 · EIN 71-0294708	Securities Custodian	$8,807
MID ATLANTIC CAPITAL CORPORATION1+ years Filed as: MID ATLANTIC TRUST COMPANY Service code 19 · EIN 27-3169253	Securities Custodian	$1,255

Plan features & details

Pension benefit codes2A2E2F2G2M2S2T2W

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

3 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$49K

$54 / participant

Recordkeeping$20K40.8%
Trustee / custodial$9K18.0%
Investment mgmt$11K22.5%
Contract admin$9K18.7%

% of EOY assets

0.101%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: FRAZIER & DEETER
Auditor EIN: 581433845
Audit fees: (not subdivided)
Opinion code: Unqualified

Look up a plan sponsor by EIN. Free Form 5500 search. No signup.

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,478

$100,227-50.6%

$169,993-70.9%

$74,419-33.5%

Participation rate

86.1%

87.3%-1.2pp

87.0%-0.9pp

70.7%+15.4pp

Annual return

0.00%

66.08%-66.1pp

53.37%-53.4pp

34.38%-34.4pp

Employer contribution / active EE

$259

$4,263-93.9%

$6,785-96.2%

$2,637-90.2%

Participant deferral / active EE

$719

$7,143-89.9%

$10,408-93.1%

$4,528-84.1%

Admin fee / account holder

$50

$234-78.7%

$12,815-99.6%

$348-85.6%

Provider

Service type

Compensation

AMERITAS LIFE INSURANCE CORP1+ years

Service code 12 · EIN 47-0098400

Foreign entity (e.g., an agent or bro...

$36,634

INCLINE PENSION CONSULTING1+ years

Service code 17 · EIN 83-0899909

Pension Consulting

$10,977

VOYA RETIREMENT INSURANCE & ANNUITY1+ years

Filed as: VOYA RETIREMENT INSURANCE CO

Service code 19 · EIN 71-0294708

Securities Custodian

$8,807

MID ATLANTIC CAPITAL CORPORATION1+ years

Filed as: MID ATLANTIC TRUST COMPANY

Service code 19 · EIN 27-3169253

Securities Custodian

$1,255

AMERICAS 403B PEP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICAS 403B PEP

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion