Retirement plan

AMERICANTCS 401(K) PLAN

Name: AMERICANTCS FIDUCIARY SERVICES, LLC - AMERICANTCS 401(K) PLAN (2024) Form 5500
Creator: AMERICANTCS FIDUCIARY SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AMERICANTCS 401(K) PLAN, AMERICANTCS FIDUCIARY SERVICES, LLC

AMERICANTCS FIDUCIARY SERVICES, LLCEIN 93-2789379Plan #005PY 2024

1251 WATERFRONT PLACE, SUITE 525 - PITTSBURGH, PA 15222877-514-5600

Other plans on this EIN

10 filings

#060Retirement-$97.0M assets #006Retirement-$90.8M assets #024Retirement-$73.2M assets #009Retirement-$58.6M assets #007Retirement-$51.8M assets #404Retirement-$41.7M assets #020Retirement-$37.5M assets #050Retirement-$30.0M assets #015Retirement-$29.7M assets #001Retirement-$29.6M assets

Prospect flagsLow participationLow assets / participantLow employer contributionLow participant contributionFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$54.2M

+141.3% from 2023

Total participants

3,341

+15.9% from 2023

Average account balance

$36,416

+43.9% from 2023

Annual return

136.18%

+118.12 pp from 2023

Benchmarks

See 609 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants1,000-4,999

Cohort609 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Less than 3 years of history available for this plan

We'll show a chart here once at least 3 consecutive filings are on record.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
AT RETIREMENT SERVICES, LLC1 year Service code 15 · EIN 83-3455979	Recordkeeping	$119,506
AMERICANTCS FIDUCIARY SERVICES, LLC2+ years Service code 14 · EIN 93-2789379	Plan Administrator	$41,805
TRG ADVISORS, INC.1 year Filed as: TRG ADVISORS Service code 27 8470 ENTERPRISE CIR., STE. 110 · LAKEWOOD RANCE, FL 34202	Advisory (Plan)	$30,250
ISC GROUP1 year Service code 27 3500 OAK LAWN AVE., STE 400 · DALLAS, TX 75219	Advisory (Plan)	$22,031
LEAFHOUSE FINANCIAL ADVISORS, LLC1 year Service code 27 6504 BRIDGEPOINT PARKWAY · AUSTIN, TX 78730	Advisory (Plan)	$17,593
SECURITIES AMERICA INC1 year Filed as: SECURITIES AMERICA ADVISORS, INC. Service code 27 12325 PORT GRACE BLVD · LA VISTA, NE 68128	Advisory (Plan)	$17,070
TRIAD ADVISORS INC1 year Filed as: TRIAD ADVISORS Service code 27 5155 PEACHTREE PKWY, STE 3220 · NORCROSS, GA 30092	Advisory (Plan)	$11,511

Plan features & details

Pension benefit codes2A2E2F2G2J2K2R2S2T2W3B3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

6 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$349K

$118 / participant

Other / not subdivided$349K100.0%

% of EOY assets

0.645%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: THOMAS JUDY & TUCKER, P.A.
Auditor EIN: 561965804
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,416

$122,585-70.3%

$184,256-80.2%

$200,096-81.8%

Participation rate

37.6%

86.9%-49.3pp

86.8%-49.2pp

72.0%-34.4pp

Annual return

136.18%

144.12%-7.9pp

28.85%+107.3pp

34.26%+101.9pp

Employer contribution / active EE

$482

$4,571-89.5%

$6,427-92.5%

$3,038-84.1%

Participant deferral / active EE

$1,237

$7,972-84.5%

$9,133-86.5%

$5,090-75.7%

Admin fee / account holder

$235

$120+95.5%

$13,899-98.3%

$269-12.8%

Provider

Service type

Compensation

AT RETIREMENT SERVICES, LLC1 year

Service code 15 · EIN 83-3455979

Recordkeeping

$119,506

AMERICANTCS FIDUCIARY SERVICES, LLC2+ years

Service code 14 · EIN 93-2789379

Plan Administrator

$41,805

TRG ADVISORS, INC.1 year

Filed as: TRG ADVISORS

Service code 27

8470 ENTERPRISE CIR., STE. 110 · LAKEWOOD RANCE, FL 34202

Advisory (Plan)

$30,250

ISC GROUP1 year

Service code 27

3500 OAK LAWN AVE., STE 400 · DALLAS, TX 75219

Advisory (Plan)

$22,031

LEAFHOUSE FINANCIAL ADVISORS, LLC1 year

Service code 27

6504 BRIDGEPOINT PARKWAY · AUSTIN, TX 78730

Advisory (Plan)

$17,593

SECURITIES AMERICA INC1 year

Filed as: SECURITIES AMERICA ADVISORS, INC.

Service code 27

12325 PORT GRACE BLVD · LA VISTA, NE 68128

Advisory (Plan)

$17,070

TRIAD ADVISORS INC1 year

Filed as: TRIAD ADVISORS

Service code 27

5155 PEACHTREE PKWY, STE 3220 · NORCROSS, GA 30092

Advisory (Plan)

$11,511

AMERICANTCS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AMERICANTCS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion