See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
SMITH & HOWARD, PC1+ years Filed as: SMITH BRUER ADVISORS Service code 27 1700 SUMMIT LAKE DRIVE · TALLAHASSEE, FL 32317 | Advisory (Plan) | $103,303 |
AT RETIREMENT SERVICES, LLC1+ years Service code 13 · EIN 83-3455979 855 MAIN ST · DUBUQUE, IA 520016823 | Contract Administrator | $69,549 |
Service code 24 · EIN 93-2789379 1251 WATERFRONT PL. STE. 510 · PITTSBURGH, PA 15222 | Discretionary Trustee | $4,771 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,317 | $129,021-50.1% | $184,203-65.1% | $77,643-17.2% |
| Participation rate | 68.4% | 87.3%-18.9pp | 86.8%-18.4pp | 70.6%-2.1pp |
| Annual return | 59.18% | 33.27%+25.9pp | 28.81%+30.4pp | 31.24%+27.9pp |
| Employer contribution / active EE | $1,602 | $4,413-63.7% | $6,427-75.1% | $2,726-41.2% |
| Participant deferral / active EE | $4,410 | $7,297-39.6% | $9,131-51.7% | $4,647-5.1% |
| Admin fee / account holder | $417 | $254+64.1% | $13,901-97.0% | $430-3.2% |