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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,360 | $79,894-65.8% | $135,792-79.9% | $82,637-66.9% |
| Participation rate | 80.6% | 63.0%+17.6pp | 72.6%+8.1pp | 68.1%+12.6pp |
| Annual return | 21.83% | 17.20%+4.6pp | 25.96%-4.1pp | 53.51%-31.7pp |
| Employer contribution / active EE | $248 | $2,165-88.5% | $3,496-92.9% | $2,552-90.3% |
| Participant deferral / active EE | $5,863 | $3,194+83.6% | $4,759+23.2% | $4,126+42.1% |
| Admin fee / account holder | $2,246 | $6,434-65.1% | $12,266-81.7% | $7,339-69.4% |