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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,955 | $174,379-73.1% | $152,093-69.1% | $138,895-66.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.88% | 74.86%-57.0pp | 66.36%-48.5pp | 145.39%-127.5pp |
| Employer contribution / active EE | $1,142 | $4,652-75.4% | $4,175-72.6% | $4,194-72.8% |
| Participant deferral / active EE | $21,639 | $6,159+251.3% | $5,451+296.9% | $6,396+238.3% |
| Admin fee / account holder | $583 | $16,880-96.5% | $14,497-96.0% | $12,562-95.4% |