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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,235 | $64,909-33.4% | $82,313-47.5% | $62,293-30.6% |
| Participation rate | 75.7% | 74.9%+0.9pp | 76.9%-1.2pp | 69.5%+6.2pp |
| Annual return | 52.80% | 21.18%+31.6pp | 25.88%+26.9pp | 28.90%+23.9pp |
| Employer contribution / active EE | $2,289 | $1,676+36.6% | $2,428-5.7% | $2,042+12.1% |
| Participant deferral / active EE | $5,253 | $3,103+69.3% | $3,706+41.7% | $3,169+65.7% |
| Admin fee / account holder | $719 | $440+63.6% | $5,608-87.2% | $479+50.0% |