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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,576 | $66,402-38.9% | $109,907-63.1% | $85,847-52.7% |
| Participation rate | 51.0% | 63.9%-12.8pp | 74.2%-23.2pp | 69.3%-18.3pp |
| Annual return | 14.27% | 19.59%-5.3pp | 29.46%-15.2pp | 318.61%-304.3pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,844-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,588 | $2,842-44.1% | $4,047-60.8% | $3,952-59.8% |
| Admin fee / account holder | $206 | $4,557-95.5% | $6,069-96.6% | $6,261-96.7% |