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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,168 | $202,345-48.0% | $172,755-39.1% | $152,885-31.2% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 23.66% | 1029.77%-1006.1pp | 802.94%-779.3pp | 345.39%-321.7pp |
| Employer contribution / active EE | $1,495 | $5,858-74.5% | $5,144-70.9% | $4,763-68.6% |
| Participant deferral / active EE | $3,843 | $5,948-35.4% | $5,198-26.1% | $5,851-34.3% |
| Admin fee / account holder | $1,268 | $17,111-92.6% | $13,955-90.9% | $11,598-89.1% |