Retirement plan

MALETIS BEVERAGE 401(K) RETIREMENT PLAN

Name: RM DISTRIBUTORS, LLC - MALETIS BEVERAGE 401(K) RETIREMENT PLAN (2023) Form 5500
Creator: RM DISTRIBUTORS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MALETIS BEVERAGE 401(K) RETIREMENT PLAN, RM DISTRIBUTORS, LLC

RM DISTRIBUTORS, LLCEIN 93-1293592Plan #001PY 2023

PO BOX 3109 - PORTLAND, OR 972083109503-735-2300LinkedIn11-50 employees

Prospect flagsLow returnsFailed to transmit contributions

How to read this page

Total assets (EOY)

$20.5M

+17.1% from 2022

Total participants

534

+5.5% from 2022

Average account balance

$42,311

-10.2% from 2022

Annual return

13.68%

+24.82 pp from 2022

Benchmarks

See 1,360 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,360 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.87M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$47K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

463

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.74M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$20

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
NWPS1 year Service code 15 · EIN 91-1526584 15130 MAIN STREET SUITE 300 · MILL CREEK, WA 98012	Recordkeeping	$8,503
COLDSTREAM WEALTH MANAGEMENT9+ years Filed as: COLDSTREAM CAPITAL MANAGEMENT, INC. Service code 28 ONE - 100TH AVE NE, SUITE 102 · BELLEVUE, WA 98004	Investment Management	$0

Plan features & details

Pension benefit codes2E2J2K3B3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$9K

$19 / participant

Recordkeeping$9K100.0%

% of EOY assets

0.042%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,311

$91,372-53.7%

$130,045-67.5%

$74,460-43.2%

Participation rate

88.8%

77.8%+11.0pp

78.5%+10.3pp

70.7%+18.1pp

Annual return

13.68%

23.21%-9.5pp

-137.30%+151.0pp

34.38%-20.7pp

Employer contribution / active EE

$2,662

$2,563+3.8%

$4,321-38.4%

$2,638+0.9%

Participant deferral / active EE

$2,669

$4,721-43.5%

$5,820-54.1%

$4,530-41.1%

Admin fee / account holder

$18

$283-93.8%

$10,600-99.8%

$348-94.9%

Provider

Service type

Compensation

NWPS1 year

Service code 15 · EIN 91-1526584

15130 MAIN STREET SUITE 300 · MILL CREEK, WA 98012

Recordkeeping

$8,503

COLDSTREAM WEALTH MANAGEMENT9+ years

Filed as: COLDSTREAM CAPITAL MANAGEMENT, INC.

Service code 28

ONE - 100TH AVE NE, SUITE 102 · BELLEVUE, WA 98004

Investment Management

MALETIS BEVERAGE 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MALETIS BEVERAGE 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion