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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,821 | $135,956+5.8% | $123,894+16.1% | $273,972-47.5% |
| Participation rate | 92.9% | 84.1%+8.8pp | 81.4%+11.4pp | 83.0%+9.8pp |
| Annual return | 6.20% | 56.63%-50.4pp | 47.52%-41.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,513 | $5,170-51.4% | $4,617-45.6% | $4,869-48.4% |
| Participant deferral / active EE | $5,639 | $6,343-11.1% | $5,984-5.8% | $5,287+6.7% |
| Admin fee / account holder | $1,074 | $9,817-89.1% | $8,357-87.2% | $10,133-89.4% |