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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,890 | $77,816+10.4% | $123,549-30.5% | $64,181+33.8% |
| Participation rate | 92.6% | 74.7%+17.9pp | 82.3%+10.3pp | 69.6%+23.1pp |
| Annual return | 1.47% | 12.49%-11.0pp | 119.20%-117.7pp | 7.63%-6.2pp |
| Employer contribution / active EE | $5,593 | $3,014+85.6% | $4,628+20.9% | $2,381+134.9% |
| Participant deferral / active EE | $10,468 | $5,240+99.8% | $6,426+62.9% | $3,470+201.7% |
| Admin fee / account holder | $6,059 | $5,519+9.8% | $9,284-34.7% | $4,887+24.0% |