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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,600 | $96,419-51.7% | $80,648-42.2% | $139,487-66.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 18.86% | 1352.86%-1334.0pp | 937.21%-918.4pp | 373.84%-355.0pp |
| Employer contribution / active EE | $12,799 | $3,261+292.5% | $2,724+370.0% | $4,755+169.2% |
| Participant deferral / active EE | $10,056 | $5,225+92.4% | $4,443+126.3% | $6,713+49.8% |
| Admin fee / account holder | $4,430 | $6,605-32.9% | $5,382-17.7% | $11,407-61.2% |