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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,783 | $93,124-71.2% | $77,100-65.3% | $134,545-80.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -19.64% | 62.68%-82.3pp | 42.35%-62.0pp | 418.37%-438.0pp |
| Employer contribution / active EE | $10,227 | $3,421+198.9% | $2,815+263.3% | $4,742+115.7% |
| Participant deferral / active EE | $7,279 | $5,242+38.9% | $4,430+64.3% | $6,401+13.7% |
| Admin fee / account holder | $771 | $6,970-88.9% | $5,443-85.8% | $11,431-93.3% |