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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,842 | $76,551+22.6% | $123,894-24.3% | $62,881+49.2% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 8.85% | 18.68%-9.8pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $4,785 | $2,882+66.0% | $4,617+3.6% | $2,281+109.8% |
| Participant deferral / active EE | $7,280 | $4,840+50.4% | $5,984+21.7% | $3,203+127.3% |
| Admin fee / account holder | $2,369 | $4,826-50.9% | $8,357-71.7% | $4,296-44.9% |