See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 15 · EIN 95-6817943 | Recordkeeping | $1,690 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,831 | $54,573-87.5% | $90,951-92.5% | $73,488-90.7% |
| Participation rate | 52.4% | 61.2%-8.8pp | 69.0%-16.6pp | 70.7%-18.3pp |
| Annual return | 28.45% | 16.69%+11.8pp | 134.60%-106.1pp | 28.51%-0.1pp |
| Employer contribution / active EE | $729 | $991-26.5% | $2,122-65.7% | $2,270-67.9% |
| Participant deferral / active EE | $946 | $2,517-62.4% | $3,373-72.0% | $3,740-74.7% |
| Admin fee / account holder | $45 | $521-91.5% | $5,959-99.3% | $513-91.3% |