See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 15 · EIN 95-6817943 | Recordkeeping | $1,790 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,030 | $49,138-91.8% | $84,015-95.2% | $65,185-93.8% |
| Participation rate | 49.0% | 60.7%-11.8pp | 69.0%-20.1pp | 70.2%-21.2pp |
| Annual return | 48.52% | 23.00%+25.5pp | 71.31%-22.8pp | 29.38%+19.1pp |
| Employer contribution / active EE | $731 | $914-20.0% | $1,983-63.1% | $2,177-66.4% |
| Participant deferral / active EE | $1,037 | $2,397-56.7% | $3,239-68.0% | $3,514-70.5% |
| Admin fee / account holder | $21 | $543-96.1% | $6,101-99.7% | $847-97.5% |