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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $54,587 |
HUMAN INTEREST ADVISOR LLC6+ years Filed as: HUMAN INVESTING Service code 26 · EIN 74-3130983 | Advisory (Participants) | $49,433 |
MOSS ADAMS LLP1 year Service code 10 · EIN 91-0189318 | Accounting | $14,438 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,112 | $52,293+97.2% | $178,503-42.2% | $73,412+40.5% |
| Participation rate | 98.9% | 65.3%+33.6pp | 81.9%+17.0pp | 72.2%+26.8pp |
| Annual return | 15.34% | 34.75%-19.4pp | 151.12%-135.8pp | 59.30%-44.0pp |
| Employer contribution / active EE | $3,043 | $1,736+75.3% | $5,011-39.3% | $2,234+36.2% |
| Participant deferral / active EE | $5,375 | $2,333+130.4% | $5,202+3.3% | $3,806+41.2% |
| Admin fee / account holder | $330 | $127+159.0% | $13,987-97.6% | $158+108.9% |