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| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC1+ years Filed as: HUMAN INVESTING Service code 27 · EIN 74-3130983 | Advisory (Plan) | $45,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $29,974 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,182 | $46,360+103.2% | $147,617-36.2% | $52,331+80.0% |
| Participation rate | 98.4% | 64.9%+33.5pp | 84.6%+13.8pp | 68.1%+30.3pp |
| Annual return | -1.78% | 1.62%-3.4pp | 61.98%-63.8pp | 4.54%-6.3pp |
| Employer contribution / active EE | $4,960 | $2,126+133.3% | $5,564-10.9% | $1,882+163.6% |
| Participant deferral / active EE | $5,725 | $2,258+153.6% | $4,895+16.9% | $3,022+89.4% |
| Admin fee / account holder | $330 | $766-56.9% | $11,612-97.2% | $592-44.2% |