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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,923 | $89,259-40.7% | $107,187-50.6% | $82,637-36.0% |
| Participation rate | 44.2% | 67.9%-23.7pp | 75.0%-30.8pp | 68.1%-23.9pp |
| Annual return | 18.30% | 21.02%-2.7pp | 204.55%-186.2pp | 53.51%-35.2pp |
| Employer contribution / active EE | $987 | $3,080-68.0% | $3,782-73.9% | $2,552-61.3% |
| Participant deferral / active EE | $2,513 | $4,037-37.8% | $5,096-50.7% | $4,126-39.1% |
| Admin fee / account holder | $989 | $7,381-86.6% | $9,162-89.2% | $7,339-86.5% |