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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $471,656 | $217,427+116.9% | $185,837+153.8% | $167,518+181.6% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 9.59% | 148.39%-138.8pp | 122.08%-112.5pp | 478.71%-469.1pp |
| Employer contribution / active EE | $7,770 | $5,874+32.3% | $5,168+50.3% | $4,838+60.6% |
| Participant deferral / active EE | $5,150 | $6,357-19.0% | $5,568-7.5% | $6,342-18.8% |
| Admin fee / account holder | $1,892 | $19,816-90.5% | $16,241-88.4% | $12,312-84.6% |