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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,203 | $88,137+137.4% | $164,975+26.8% | $74,429+181.1% |
| Participation rate | 97.1% | 73.1%+23.9pp | 78.6%+18.4pp | 67.2%+29.8pp |
| Annual return | 9.82% | 17.13%-7.3pp | 70.12%-60.3pp | 1368.38%-1358.6pp |
| Employer contribution / active EE | $12,320 | $2,597+374.4% | $4,343+183.7% | $2,625+369.4% |
| Participant deferral / active EE | $5,884 | $4,501+30.7% | $6,033-2.5% | $4,348+35.3% |
| Admin fee / account holder | $7,553 | $2,231+238.5% | $12,688-40.5% | $1,944+288.5% |