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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,018 | $91,559+89.0% | $133,978+29.1% | $79,856+116.7% |
| Participation rate | 97.7% | 73.3%+24.3pp | 79.8%+17.8pp | 69.6%+28.0pp |
| Annual return | 5.08% | 61.85%-56.8pp | 45.10%-40.0pp | 31.71%-26.6pp |
| Employer contribution / active EE | $11,208 | $2,384+370.2% | $3,919+186.0% | $2,471+353.5% |
| Participant deferral / active EE | $4,497 | $3,734+20.4% | $5,047-10.9% | $3,741+20.2% |
| Admin fee / account holder | $1,863 | $6,321-70.5% | $8,930-79.1% | $5,306-64.9% |