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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,203 | $88,203+137.2% | $165,100+26.7% | $74,478+180.9% |
| Participation rate | 97.1% | 73.1%+23.9pp | 78.6%+18.4pp | 67.2%+29.8pp |
| Annual return | 9.82% | 17.13%-7.3pp | 70.21%-60.4pp | 1370.56%-1360.7pp |
| Employer contribution / active EE | $12,320 | $2,601+373.7% | $4,348+183.3% | $2,626+369.1% |
| Participant deferral / active EE | $5,884 | $4,505+30.6% | $6,035-2.5% | $4,350+35.2% |
| Admin fee / account holder | $7,553 | $2,235+238.0% | $12,696-40.5% | $1,946+288.2% |