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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,203 | $88,087+137.5% | $164,866+26.9% | $74,546+180.6% |
| Participation rate | 97.1% | 73.1%+24.0pp | 78.6%+18.5pp | 67.2%+29.8pp |
| Annual return | 9.82% | 17.27%-7.4pp | 69.97%-60.1pp | 1366.03%-1356.2pp |
| Employer contribution / active EE | $12,320 | $2,595+374.7% | $4,343+183.7% | $2,624+369.4% |
| Participant deferral / active EE | $5,884 | $4,499+30.8% | $6,033-2.5% | $4,347+35.3% |
| Admin fee / account holder | $7,553 | $2,232+238.5% | $12,689-40.5% | $1,944+288.6% |