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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,679 | $100,792+160.6% | $86,691+203.0% | $134,509+95.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.80% | 29.08%-43.9pp | 35.94%-50.7pp | 418.13%-432.9pp |
| Employer contribution / active EE | $2,638 | $3,491-24.4% | $2,837-7.0% | $4,741-44.4% |
| Participant deferral / active EE | $13,906 | $5,339+160.5% | $4,656+198.7% | $6,400+117.3% |
| Admin fee / account holder | $4,600 | $10,924-57.9% | $7,492-38.6% | $11,427-59.7% |