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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,604 | $56,544+8.9% | $75,501-18.4% | $70,124-12.1% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 8.96% | 23.59%-14.6pp | 27.35%-18.4pp | 73.14%-64.2pp |
| Employer contribution / active EE | $5,930 | $1,817+226.4% | $2,352+152.1% | $2,342+153.1% |
| Participant deferral / active EE | $3,007 | $2,580+16.6% | $3,142-4.3% | $3,332-9.8% |
| Admin fee / account holder | $4,333 | $3,827+13.2% | $5,801-25.3% | $4,645-6.7% |