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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,956 | $52,306+26.1% | $69,779-5.5% | $62,881+4.9% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | 1.95% | 13.35%-11.4pp | 12.99%-11.0pp | 20.14%-18.2pp |
| Employer contribution / active EE | $6,379 | $1,799+254.6% | $2,338+172.8% | $2,281+179.7% |
| Participant deferral / active EE | $2,562 | $2,395+7.0% | $2,931-12.6% | $3,203-20.0% |
| Admin fee / account holder | $17,599 | $3,691+376.8% | $4,381+301.7% | $4,296+309.7% |