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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,011 | $74,535-41.0% | $100,712-56.3% | $82,637-46.7% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | -15.62% | 18.92%-34.5pp | 33.27%-48.9pp | 53.51%-69.1pp |
| Employer contribution / active EE | $4,954 | $1,503+229.7% | $2,313+114.2% | $2,552+94.1% |
| Participant deferral / active EE | $2,360 | $3,074-23.2% | $4,085-42.2% | $4,126-42.8% |
| Admin fee / account holder | $18,445 | $6,576+180.5% | $9,256+99.3% | $7,339+151.3% |