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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,966 | $99,652-70.9% | $78,778-63.2% | $147,585-80.4% |
| Participation rate | 94.1% | 76.2%+17.9pp | 69.2%+24.9pp | 82.8%+11.3pp |
| Annual return | 23.09% | 47.28%-24.2pp | 35.62%-12.5pp | 578.58%-555.5pp |
| Employer contribution / active EE | $6,760 | $2,796+141.8% | $1,986+240.5% | $4,876+38.6% |
| Participant deferral / active EE | $4,112 | $3,664+12.2% | $2,958+39.0% | $5,439-24.4% |
| Admin fee / account holder | $1,240 | $7,155-82.7% | $5,134-75.9% | $10,886-88.6% |