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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,022 | $86,294-65.2% | $111,303-73.0% | $85,856-65.0% |
| Participation rate | 81.0% | 73.3%+7.7pp | 77.3%+3.7pp | 69.3%+11.7pp |
| Annual return | 37.78% | 19.99%+17.8pp | 54.66%-16.9pp | 318.58%-280.8pp |
| Employer contribution / active EE | $0 | $2,043-100.0% | $2,731-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,928 | $3,641-47.0% | $4,487-57.0% | $3,952-51.2% |
| Admin fee / account holder | $459 | $8,189-94.4% | $7,966-94.2% | $6,261-92.7% |