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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,695 | $48,267-63.3% | $68,808-74.3% | $68,486-74.2% |
| Participation rate | 48.3% | 60.7%-12.3pp | 69.0%-20.7pp | 67.9%-19.6pp |
| Annual return | -18.13% | -12.70%-5.4pp | -6.37%-11.8pp | -7.85%-10.3pp |
| Employer contribution / active EE | $864 | $1,829-52.8% | $2,656-67.5% | $2,597-66.7% |
| Participant deferral / active EE | $1,497 | $2,867-47.8% | $3,942-62.0% | $4,028-62.8% |
| Admin fee / account holder | $1,830 | $4,362-58.1% | $4,936-62.9% | $5,404-66.1% |