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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,282 | $54,162-34.9% | $68,612-48.6% | $64,173-45.0% |
| Participation rate | 52.8% | 68.1%-15.3pp | 72.2%-19.5pp | 69.6%-16.8pp |
| Annual return | -6.12% | -1.62%-4.5pp | -4.63%-1.5pp | 7.63%-13.8pp |
| Employer contribution / active EE | $903 | $1,846-51.1% | $2,625-65.6% | $2,381-62.1% |
| Participant deferral / active EE | $2,115 | $2,626-19.5% | $3,311-36.1% | $3,470-39.0% |
| Admin fee / account holder | $5,324 | $4,029+32.2% | $5,131+3.8% | $4,887+8.9% |