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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,487 | $176,120+25.2% | $159,487+38.2% | $167,553+31.6% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 12.39% | 331.95%-319.6pp | 263.71%-251.3pp | 478.89%-466.5pp |
| Employer contribution / active EE | $2,340 | $5,299-55.8% | $4,831-51.6% | $4,840-51.7% |
| Participant deferral / active EE | $11,029 | $7,752+42.3% | $7,354+50.0% | $6,343+73.9% |
| Admin fee / account holder | $23,000 | $12,561+83.1% | $10,804+112.9% | $12,316+86.7% |